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The Contractor's Bookkeeping Blog

Tips on job costing, payroll, bond prep, and financial management for RGV builders.

How to Get Bond-Ready Before McAllen ISD Awards Contracts

The $335M McAllen ISD bond vote is May 2. Here's exactly what contractors need to have in order before bid invitations go out — from surety financials to certified payroll.

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Job Costing4 min read

The Difference Between Job Costing and Regular Bookkeeping

Most bookkeepers track expenses. Job costing tracks which project those expenses belong to — and why that distinction makes or breaks a contractor's profitability.

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1099s3 min read

Why Your Subcontractors Need 1099s (And What Happens If You Miss One)

Filing late or missing 1099-NECs carries IRS penalties starting at $60 per form. Here's the timeline, the thresholds, and how to stay clean.

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Payroll6 min read

Certified Payroll for Texas ISD Contracts: What You Need to Know

Public school district contracts in Texas require certified payroll under the Davis-Bacon Act. We break down the forms, the deadlines, and the common mistakes.

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Pricing4 min read

SmartBook Contractor vs. DIY Bookkeeping: A Cost Comparison

The math most contractors never run: how much DIY bookkeeping actually costs when you factor in errors, missed deductions, and hours you could spend on bids.

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